California Statewide : Loan Calculator Under $3.6 million

SBA 504 Sample Loan Structure


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For projects exceeding $4.86 million contact us.

First Lender amortization yrs:

First Lender rate:

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Estimated Debt Service

SBA 504 loan limits:	$1.5 million for regular projects, $2.0 million for projects meeting a public policy goal and $4.0 million for manufacturers.

* First Lender Rate & Term:	Interest rate and terms are set by the bank, can be fixed or variable and typically range from 15- to 30-year amortizations.

** SBA Rate & Term...:	SBA 504 rate is set at time of loan funding and is based on 10 year treasury rate plus a spread. SBA term is 20 years, fully amortized. Latest SBA rate: 4.93%

Estimated Fees...:	Points and fees on the SBA 504 loan (0.65% + $2,000) are rolled into principal and rounded up. In this example, the second mortgage amount financed would be.

Approximate Related Costs:	Does not include cost of appraisal, environmental report, escrow and closing. These costs will vary depending on the project costs. Contact us for further information.